Last updated: July 2026
Stamp duty and registration are the charges you pay the West Bengal government to make a property legally yours — and for many Kolkata buyers they are the biggest cost after the property price itself. Getting the numbers right upfront helps you budget properly and avoid surprises at the Sub-Registrar's office. Here's how the current rates work, in plain language.
Enter the property value to see the duty, registration fee and total. Figures are indicative and based on standard sale-deed rates.
Calculated on the higher of the circle-rate value or your agreement value. Nothing is sent anywhere — this runs in your browser.
Get my exact cost confirmed — free| Area | Up to ₹1 crore | Above ₹1 crore | Registration |
|---|---|---|---|
| Kolkata / municipal (KMC) | 6% | 7% | 1% |
| Rural / panchayat | 5% | 6% | 1% |
Duty is charged on the higher of two figures: the government's circle rate (its minimum benchmark value for that area) or your actual agreement value. You cannot register a property below the circle rate, so if your agreed price is lower, duty is still charged on the circle rate.
Worked example. On a ₹50 lakh flat in a Kolkata municipal area: stamp duty at 6% = ₹3,00,000, plus 1% registration = ₹50,000 — a total of about ₹3,50,000 over and above the price. On a ₹1.5 crore property: 7% = ₹10,50,000 plus 1% = ₹1,50,000, totalling ₹12,00,000.
Typical totals on a Kolkata municipal-area sale deed, so you can budget before you commit:
| Property value | Stamp duty | Registration (1%) | Total |
|---|---|---|---|
| ₹30 Lakh | ₹1,80,000 | ₹30,000 | ₹2,10,000 |
| ₹50 Lakh | ₹3,00,000 | ₹50,000 | ₹3,50,000 |
| ₹75 Lakh | ₹4,50,000 | ₹75,000 | ₹5,25,000 |
| ₹1 Crore | ₹6,00,000 | ₹1,00,000 | ₹7,00,000 |
| ₹1.5 Crore (7% band) | ₹10,50,000 | ₹1,50,000 | ₹12,00,000 |
| Deed | Stamp duty | Registration |
|---|---|---|
| Sale / conveyance deed | 6% up to ₹1 cr, 7% above (municipal) 5% / 6% in rural areas | 1% |
| Gift deed to a family member | 0.5% | 1% |
| Partition deed | 0.5% on the separated share | 1% |
| Power of attorney | Flat slab by property value — around ₹5,000 below ₹30 lakh, ₹7,000 for ₹30–60 lakh, ₹10,000 for ₹60 lakh–1 crore, ₹20,000 for ₹1–1.5 crore | Nil |
| Lease / rent agreement | 11-month agreements are usually notarised rather than registered; leases of 12 months or more must be registered and are generally charged like a conveyance | 1% where registered |
The rates are set at state level, so they are the same across West Bengal — North 24 Parganas, South 24 Parganas, Howrah, Hooghly, Nadia and the rest. What changes is whether the property sits in a municipal or a rural area, and what the local circle rate is.
So a flat in a North 24 Parganas municipality is charged at the same 6% as one in Kolkata, while land in a panchayat area of the same district is charged 5%. If you are unsure which category your property falls in — it is not always obvious near municipal boundaries — send us the address and we will confirm it.
Stamp duty and registration must be completed within four months of the agreement. Miss that window and you face penalties and interest on top of the duty, which can add up quickly on a large transaction. It is the single most common avoidable cost we see buyers incur.
Note that the circle rate is a registration benchmark, not what the property is actually worth. If you need the real market figure — for a loan, a sale, or capital gains — that requires a property valuation by an approved valuer.
No. Unlike some states that offer a concession to women buyers, West Bengal charges the same stamp duty and 1% registration fee regardless of the buyer's gender.
Rates are indicative and based on West Bengal notifications current as of mid-2026. The state has periodically announced temporary rebates (such as a 2% stamp-duty reduction introduced in 2021 and extended several times), so always confirm the latest effective rate before you budget — or ask us and we'll check it for you.
Tell us the property value and area, and we'll confirm the current duty, registration fee and total cost. No obligation.
Prefer we handle it all? See our registration services.
Quick answers to what buyers ask us most.
For a flat valued at Rs 50 lakh in a Kolkata municipal area, stamp duty at 6% is Rs 3,00,000, plus a 1% registration fee of Rs 50,000 — about Rs 3,50,000 in total, assuming the value is under Rs 1 crore.
On whichever is higher. The government sets a minimum benchmark (circle rate) for each area, and you cannot register a property below it, so duty is charged on the market value or the agreement value, whichever is greater.
No. Unlike some states, West Bengal charges the same stamp duty and 1% registration fee regardless of the buyer's gender.
Yes. Stamp duty and registration fees are paid online through the West Bengal government's GRIPS portal before your appointment at the Sub-Registrar's office.
The registration fee is 1% of the property value, charged in addition to stamp duty, and is the same across West Bengal regardless of city or gender.
Yes. Gifting property to a family member is charged at a concessional 0.5% stamp duty plus the 1% registration fee, instead of the standard sale-deed rates.
On a Kolkata municipal-area sale, budget about 7% of the property value in total — 6% stamp duty plus a 1% registration fee, for properties up to Rs 1 crore. On a Rs 50 lakh flat that is roughly Rs 3,50,000. Above Rs 1 crore the stamp duty rises to 7%, so the total is about 8%.
A partition deed is charged at a concessional 0.5% stamp duty on the value of the separated share, plus the 1% registration fee — far less than a sale deed, because ownership is being divided among existing co-owners rather than transferred to an outside buyer.
A power of attorney attracts a flat amount rather than a percentage, stepped by the property value — broadly Rs 5,000 below Rs 30 lakh, Rs 7,000 from Rs 30 to 60 lakh, Rs 10,000 from Rs 60 lakh to Rs 1 crore, and Rs 20,000 from Rs 1 to 1.5 crore. There is no separate registration charge.
Stamp duty and registration must be completed within four months of the sale agreement in West Bengal. Missing that deadline attracts penalties and interest on top of the duty owed.
No. Rental agreements of 11 months are usually notarised rather than registered, which is why that term is so common. Any lease of 12 months or more must be registered, and is generally charged at conveyance rates plus the 1% registration fee.