We prepare your file, match you to the right bank or NBFC, and chase the approval — you sign, we do the rest.
For buying a flat or house, constructing, or transferring an existing costlier loan. We compare rates across banks and handle the property-side paperwork banks insist on.
Typical documents
Working capital, shop renovation, stock purchase or expansion — secured and unsecured options for Kolkata's traders and small businesses.
Typical documents
Weddings, medical needs, education or travel — quick unsecured loans based on your income, often disbursed within days.
Typical documents
Government-backed loans up to ₹10 lakh for micro and small enterprises under Shishu, Kishor and Tarun categories — no collateral needed.
Typical documents
PMAY housing subsidies, PMEGP for new enterprises, credit-linked schemes for artisans and street vendors — eligibility rules change often, and we keep track so you don't have to. Tell us your situation and we'll check what you qualify for, free.
Check my eligibility →Need an official valuation for a loan, sale, taxation or legal matter? Our valuation is carried out by a government-approved valuer, empanelled with several government and private banks and NBFCs — so the report is accepted where it matters.
Empanelled with
State Bank of India
Bank of Baroda
Bank of India
UCO Bank
Union Bank of India
LIC Housing
Grihum Housing
Chola Finance
A bank-accepted valuation report your lender will recognise, since it comes from an empanelled valuer.
An independent, defensible valuation for pricing a sale, capital gains or wealth-tax purposes.
Used in partition, inheritance and other legal proceedings that need a certified property value.
Estimate your monthly instalment before you commit. Nothing is sent anywhere — it's all on this page.
This is an estimate. Want to know what you'd actually be approved for? We check your eligibility across banks and tell you the real number — free, and with no obligation.
Check my real eligibility →Straight answers to what buyers in Kolkata ask us most.
Typically PAN, Aadhaar and photographs, income proof (3 months' salary slips for salaried, or 2–3 years' ITR for self-employed), 6 months' bank statements, and the property's chain of documents. We prepare and check the full file for you.
There is no single fixed minimum — lenders assess your net income, existing EMIs and credit history. As a rule, your total EMIs should stay within about half of your monthly income. We run a free eligibility check before you apply.
It depends on your income, obligations and the property value. Banks usually fund 75–90% of the property value and cap your EMI at roughly half your take-home pay. Use our EMI calculator for an estimate, or ask us for a free assessment.
It means moving your existing home loan to another lender offering a lower interest rate. It is usually worth it when the rate difference is around 0.5% or more and you still have several years left, after accounting for processing fees. We compare offers and handle the switch.
The Pradhan Mantri Mudra Yojana is a collateral-free government loan for non-farm, income-generating small businesses. It has four levels: Shishu up to Rs 50,000, Kishor Rs 50,000–5 lakh, Tarun Rs 5–10 lakh, and Tarun Plus Rs 10–20 lakh for borrowers who have already repaid a Tarun loan.
Under PMAY-Urban 2.0 (running 2024–2029) first-time buyers with no pucca house may qualify. Income bands are EWS up to Rs 3 lakh, LIG Rs 3–6 lakh and MIG Rs 6–9 lakh a year, with an interest subsidy of up to Rs 1.8 lakh credited to your loan. We check your eligibility and help you apply, free.
An EMI (Equated Monthly Instalment) is your fixed monthly repayment covering both principal and interest. It depends on the loan amount, interest rate and tenure. A longer tenure lowers the monthly EMI but increases total interest paid. Try our EMI calculator on this page.
Your first consultation and eligibility check are free. If we proceed, we tell you any fees clearly and upfront before you commit — nothing hidden.
Our valuation is carried out by a government-approved valuer, empanelled with several government and private banks and NBFCs, including State Bank of India, Bank of India, Bank of Baroda, UCO Bank, Union Bank of India, LIC Housing Finance, Grihum Housing Finance and Cholamandalam Investment & Finance.
Common reasons include applying for a home or business loan, pricing a property for sale, capital gains or wealth-tax filing, and legal matters such as partition or inheritance. Ask us and we will confirm if a valuation is needed for your situation.